Santa Cruz Real Estate Blog

Places To Eat In Santa Cruz

Places To Eat In Santa Cruz

Santa Cruz is known for its natural beauty, world class. The sleepy Northern California town also has some of the most delicious restaurants along the Monterey Bay coastline. You can find yourself at peace on a cliff overlooking the ocean. You can get the heart pumping while climbing up and down the Aptos hills or biking around town working up an appetite, then you can stroll along the streets downtown and indulge in a tasty meal or dessert.

Santa Cruz has something for everyone, and when it comes to the best Santa Cruz restaurants. in fact, the hard part is deciding where to eat in Santa Cruz. It should be no surprise that the food options in Santa Cruz will include vegan, vegetarian, and other earth-conscious food. California is generally known for its progressivism, particularly in the environmental and health movements of the US, and Santa Cruz especially so!

Places To Eat In Santa Cruz

#1-You will find Asian-fusion food, street food style at Charlie Hong Kong’s. They offer vegan and gluten-free options, plus they make sustainability a part of their everyday business practices.

Places To Eat In Santa Cruz

#2-The lovely ...

Effective Treatments for COVID that are Being Researched

Effective Treatments for COVID that are Being Researched

There is only one treatment approved by the U.S. Food and Drug Administration to treat coronavirus disease 2019. Many medications are being tested. Researchers are currently studying other potential treatments for COVID-19. What are those potential treatments?

Antiviral drug
Researchers are testing the antiviral drugs favipiravir and merimepodib. Studies have found that the combination of lopinavir and ritonavir isn't effective.

Anti-inflammatory therapy
Researchers study many anti-inflammatory drugs to treat or prevent dysfunction of several organs and lung injury from infection-associated inflammation.

Dexamethasone
The corticosteroid dexamethasone is one type of anti-inflammatory drug that researchers are studying to treat or prevent organ dysfunction and lung injury from inflammation. Studies have found that this drug reduces the risk of death by about 30% for people on ventilators and by about 20% for people who need supplemental oxygen. The U.S. National Institutes of Health has recommended dexamethasone for people hospitalized with COVID-19 who are on mechanical ventilators or need supplemental oxygen.

Immune-based therapy
Researchers study immune-based therapies, including convalescent plasma, mesenchymal stem cells, and monoclonal antibodies. Monoclonal antibodies are proteins created in a lab that can help the immune system fight off viruses. These drugs are used to treat mild to moderate COVID-19 in people who have a higher risk of developing serious illnesses due to COVID-19. Treatment involves a single infusion given by a needle in the arm (intravenously)...

5 Security Tips to Protecting Your Home and Family

 5 Security Tips to Protecting Your Home and Family

We are always looking for ways to make our home and family safer, and while we can certainly invest in security systems, there are some simple things we can do in our home everyday to make it a bit more security.

#1. Keep your valuables locked up.

The odds that your home will be burglarized are pretty low but how easy is it to find your valuables if you do get burglarized? Keeping jewelry and valuables in a convenient spot will also be convenient for criminals so consider a commercial container, home safe, or a hiding place it only you know about. Also, take pictures of all of your valuables for insurance purposes just in case.

#2. Get a professional alarm system.

Most high and luxury homes and condominiums in Miami have security systems but they're not for the Uber rich. Anyone can own a pretty inexpensive alarm system these days whether it's entering a simple security code on your entrance and exit to the home or a full-on video monitoring system with cameras inside and outside.

#3. Add outside lighting.

Don't make it convenient for burglars and criminals to access your home. Keep bushes trimmed away from first-floor windows to prevent any hiding spots and add lighting in darker areas around your home. Motion sensors are great for this and just a little bit of a deterrent will definitely keep burglars at bay.

#4. Make sure all of your locks actually work.

Check your locks at least once a year to make sure they work correctly on all doors and windows.

#5. Make sure you know who has keys to your home.

Anytime you buy a new house you should have the keys remade with a new lock. You never know who...

Zip Code Market Report - 93921 and 95066

Zip Code Market Report - 93921 and 95066

The current real estate market for the Carmel-by-the-Sea area and specifically ZIP Code 93921 shows a median sales price of $4.43 million with eight closed sales in the last month with an average of 16 days on the market. Sellers are receiving approximately 105% of asking price on average. The number of closed sales is up by three over last month and is about average from last year. However, the median sales price has taken quite a jump from 1.97 million in February to 4.43 million in March. This SKU is primarily due to larger properties and higher priced properties altering the trajectory.

Zip Code Market Report - 93921 and 95066

Only three new listings of hit the market in March where as there were eight last month and five a year ago. Last month the percentage of asking price to sold price was 103% and this month it's at 105%. The average price per square foot last month in February 2022 was $1494 and this month was $2158. However, just a year ago, it was right in between the two at $1688 per square foot.

Zip Code Market Report - 93921 and 95066

95062

In the Santa Cruz ZIP Code, there were 17 closed sales in March with a median sales price of $1.8 million. The median days on the market was just 9 with 107% list price received. This is up 55% from the month before where there were 11 sales and the median sales price shows an increase of 30%...

Museum of Natural History in Santa Cruz

The Museum of Natural history in Santa Cruz is the first museum dating back to 1904 with the founding collection of Santa Cruz lighthouse keeper and naturalist, Laura Hecox. The Museum features educational, hands-on exhibits for children, families, and adults who are curious about the world they live in and the natural history of one of the most scenic locations on the California coast.Museum of Natural History in Santa Cruz

The Museum traces its beginnings to the late 1800s and the collection of naturalist Laura Hecox. Miss Hecox was born in Santa Cruz in 1854 and from childhood had a keen interest in the natural sciences. Her parents, Adna and Margaret Hecox traveled overland from Illinois to California in 1846 and settled in Santa Cruz the following year. In 1869 Mr. Hecox was appointed keeper of the original Santa Cruz Lighthouse and took up residence there with his wife and family.

The museum opened on August 21, 1905. There were displays of dried sea stars and crustaceans, Indian baskets and mortars, Eskimo artifacts, minerals, agates, gems, petrified woods, coral, bird nests and eggs, turtle and tortoise carapaces, and several cases of shells, including two hundred local species. The Hecox collection remained at the library until about 1917 when it was moved to the new Santa Cruz High School. The Crafts House, home of the Museum from 1930 to 1954, was located behind the present Museum where there is now an amphitheater.

In 1984 the Museum built outdoor exhibit kiosks on the Santa Cruz Wharf featuring marine life, fishing, and wharf history. In 1986 the Surfing Museum was established as a satellite facility at the Mark Abbott Memorial Lighthouse. The fascinating displays of old surfboards and historical photographs attract 70,000...

How to Kill a Perfectly Good Real Estate Deal

How to Kill a Perfectly Good Real Estate Deal

In today's real estate world, buyers know when the property hits the market almost immediately. With the Internet and updated real estate websites, homes can hit the market, be seen that afternoon and have an offer by dinnertime. Properties that sell quickly often come extremely close to the listing price if not over in hot markets. Buyers can look at all the pictures of a home, contact our agent and have an offer on the table within a few hours.

If a home is priced correctly, is in decent condition, and has a great location, chances are that home will sell fairly quickly. If the home doesn't have one of these three features buyers will typically move on. The longer a home sits on the market the higher the risk that the property won't sell for list price. If buyers do return to a home it's typically because the price has been lowered or they can't find anything better.

This is why time is one of the biggest things that can kill real estate deals. Not only the length of time a home sits on the market but during the real estate transaction as well. If parties do not respond in a timely manner or within the three day response time, the deal can technically be terminated by either party. If buyers submit an offer and sellers refused to return the offer, counter, accept or reject it technically dissolves.

Days on the market also can kill a real estate deal. "When a home first comes on the market everyone who is looking for a particular type of home in certain price range and location sees it right away online. If it does not sell, those potential buyers have moved on, and as time goes by, only buyers new to the market are discovering...

What if I Cant Fix a Fixer Upper Before Selling?

If your home is lacking in the curb appeal department it is still possible to sell it. It may not be possible at this time for you to present your home in its best light and sell the home you want to sell so you will have to sell the home you have. Maybe you do not have the funds to fix up your home or are rushed into moving to your next destination. Whatever the reason for being unable to fix up your home it is still possible to sell it.

Sell the home on the traditional market.What if I Can't Fix a Fixer-Upper Before Selling

You can list your home on the traditional market even if it isn’t in the best condition. What you will need to do is make sure that when you list the home it is clearly stated the home will be sold in as-is condition. In most cases, selling a home without fixing it up on the traditional market will take longer to sell then if you were to fix the home and have it show-ready. You will need to appeal to just the right buyer that is looking for a project home or one they would not mind putting some work and extra money into. It is wise to price your home accordingly to reflect the need for extra care and work on the part of the new homeowner. Usually, this means discounting the price of your home from fair market value.

Sell to a cash buyer

This is a great option for those homeowners who cannot fix up their homes and need to sell their homes quickly. A reputable cash home buyer will be able to give you an all-cash offer within...

Why a Single-Story Home is Ideal for Seniors

Like it or not, living needs change as we age and eventually our housing situations may become unsuitable. If moving from a multi-story home isn’t an option, it’s possible, of course, to remodel, modify or otherwise make adjustments to a living area. But for those who are able to move, a one-story house makes an ideal home.

Investment benefitsWhy a Single-Story Home is Ideal for Seniors

One-story homes are popular with a wide variety of home buyers. The open-concept design style appeals to many, which gives these homes a good resale value. Single-story homes are very energy efficient since there’s only one level to heat/cool. In addition, the outside of these homes is easier to maintain, paint, decorate, etc.

Wide, open spaces

For those who have or are preparing for future mobility challenges, single-story homes generally offer wider floor plans and larger rooms which are ideal for maneuvering mobility aids like wheelchairs, walkers and scooters. Some homes are built with wide doorways and few, if any, halls which also helps with navigation. Additionally, a one-story home is easier to escape in case of emergency, minimizing the need for ladders or dangerous heights to descend.

Say no to stairs

Speaking of descending, one of the biggest benefits of a single-story home is the limited need for stairs. Residents who are recovering from an injury, surgery or who have other physical limitations don’t have to face the challenge that stairs present when moving around the house. Few or no stairs also makes the home easier to clean and removes the danger of slipping, tripping or falling on the stairs.

If there are stairs,...

January 2022 Real Estate Market Update

Monterey County Real Estate Market

Demand for real estate in Monterey County remains high going into 2022, with inventory down 42% since this time last year. Homes continue to bring in multiple offers above asking, even more than they did in January of 2021. We are seeing properties remain on the market slightly longer than they did in January last year, about 7 DOM longer on average.

Similar stats are found in condo, townhome, and single family home sales, reflecting the trend we have been seeing all year: everyone wants to buy in Monterey County and they are willing to pay top dollar in this highly desirable market no matter the type of property. The median single family home price in Monterey County in January 2022 was $875,000 for single family homes and $730,000 for condos and townhomes.

We saw a 5% decrease in inventory from January 2021 to January 2022, but there were many more homes on the market in January 2022 than December 2021, with a 50% increase in single family home listings and a 131% increase in townhome and condo listings.

For more information about the Monterey County real estate market, contact our office at any time!

View The MLS Listings Silicon Valley and Coastal Regions Single Family Home Market Overview

San Mateo County Real Estate Market Update January 2022

San Mateo County remains a hot sellers market, with only a slight increase in inventory since December of last year. With 37% less townhome and condo inventory and 45% less single family home inventory compared to January 0f 2021, even the slight increase in recent months has not brought demand or prices down.

The median single family home price in San...

What Does Falling Out of Escrow Mean?

What happens when you fall out of escrow?What Does Falling Out of Escrow Mean

When your real estate listing goes from “active” to “pending,” it means you have accepted an offer, but that the sale has not yet closed. During the time your home is pending, a lot of things happen. Having your home loan application denied by the lender impacts your escrow and purchase plans in a few ways. A loan that falls out of escrow does not necessarily mean your deal is dead, but the process of getting the application back on a track likely will delay your closing. An extension of escrow, a seller notice to perform and cancellation of the contract are some options, depending on your specific escrow and the loan issues you are facing.

Example

A common scenario is when a buyer fails to qualify for financing ultimately is not approved for their mortgage. Although mortgage lenders pre-approve a lot of buyers, circumstances can change. For example, the buyer might lose his or her job, accrue new debt, or do something that negatively impacts his or her credit score. Perhaps you have an executed purchase agreement and escrow is opened and the buyer was pre-qualified by a lender but not fully loan approved. Pre-qualification can be done over the phone with all of the pertinent information necessary to qualify and pull a credit report.

A professional home inspection is part of the real estate process. It allows the buyer to see if there is anything grossly wrong with the home, and gives them the ability to walk away without losing their earnest money or deposit. Home inspections can reveal issues, including small things...

Capital Gains and Buying a Home Out of State

Capital Gains and Buying a Home Out of State

What are capital gains?

Capital gains are the profits you make when you sell a stock, real estate or other taxable assets that increased in value while you owned it. The capital gains tax is based on that profit. The long-term capital gains tax rate is typically zero, 15 or 20 percent, depending on your tax bracket. Capital gains taxes apply to the sale of stocks, real estate, mutual funds, and other capital assets. The tax is based on the profit you made or the price you sold it for minus the price you paid, and how long you held onto the asset.

The long-term capital gains tax rate, for assets held for more than one year, depends upon your taxable income. Short-term capital gains rates are higher and are based on your income tax bracket. A capital gains tax is a tax you pay on the profit made from selling an investment.

You don’t have to pay capital gains tax until you sell your investment. The tax paid covers the amount of profit — the capital gain — you made between the purchase price and sale price of the stock, real estate or other assets. When you sell, your gain (or loss) is referred to as “realized.” 

How much you pay in taxes depends in part upon whether you made a short-term or long-term capital gain on your investment, and each is taxed in different ways.

Short-term capital gains are taxed as ordinary income, such as the income tax you pay on your salary, at your standard federal income tax rate. This tends to be a higher rate than for long-term capital gains taxes, which are based on defined tax brackets that are adjusted each year for inflation.

Capital gains and losses are calculated by subtracting the amount you paid for...

Tips for Tiny House Showers

A shower is a great choice for a tiny home bathroom if your goals in the space are to save water and have more room for other things. How do you set up a tiny shower in a tiny home?

Here are some tips for setting up a shower in a tiny home

What You Need to Know About Tiny House PlumbingTips for Tiny House Showers  California Tiny Homes

Setting up a plumbing system for a tiny home is much easier than a standard-sized home, but there are still some things to make sure you know before going about it. The part that will require the most effort is the planning and organization of all the needed components.

Plumbing for Homes

Hooked Up to Local Water/Sewer SysteIf you plan to have your tiny home on the grid, which means hooked up to the local water system in your area, your plumbing will be very similar to that of a standard home. There are two ways to get water inside of a tiny home that is connected to the main sewer line.

Hook it Straight into the Main Grid

The most thought-about option would be to create a system that is hooked into the city’s main water supply. For this option, you will want your tiny house to be built on a permanent foundation. This allows all of the plumbing to be placed in a permanent and safe location under the home.

Plug the Home into a Water Source RV Style

Your tiny house can still be mobile and access main water hookups in the same way that RV’s do at an RV park. For this plan, you will need to have an external spicket or tap which can connect to an outdoor tap using a special RV water hose. When you plug your hose into an exterior water source you can easily draw water from this source for your entire home.

Plumbing for Off-Grid Tiny Houses

...

What Exactly is Foreclosure?

How To Make Your Home Safe And Secure For Your Senior Years

When a homeowner has ceased paying their monthly mortgage payments for several months the lender has the power to begin the foreclosure process on the home. This process may take months and could be very stressful and emotional if you are going through it.

What exactly is a foreclosure?

The definition of foreclosure is when a lender takes control of a property after the borrower has missed several mortgage payments in a row.

When purchasing a home, a borrower takes out a mortgage and agrees to a deal with their lender or bank lending out money. The lender gives the borrower money upfront to purchase the home and expects the borrower to sign a contract and agree to pay off that amount of money plus interest over a specific amount of time.

If you are unable to make payments and begin missing the date deadline to make the payments the bank can foreclose on the property and sell it as a way to compensate for missed funds on the money they lent out.

How does foreclosure work?

In the contract that is signed when you agree to take on a mortgage loan, there is a specified amount of money that was borrowed as well as a clearly communicated interest rate and the amount of expected monthly payment to pay back the loan.

Simply occupying a home does not mean that you fully and legally own it outright. When a homeowner has a mortgage technically the lending party owns a stake in the property until you make the final mortgage payment.

If you have missed several of the monthly agreed-upon payments a lender is allowed to begin the foreclosure process and there are two main ways in which they can carry out a foreclosure. These include a judicial foreclosure where the lender needs to...

93950 Zip Code Real Estate Market Report

93950 Real estate market report

The real estate market is booming in Pacific Grove California. There were 13 closed sales in November 2021 with a median sales price of $1.21 million. The median days on the market was just at 7 with a 101% over list price received. There were several changes from last month. 13 homes were sold in November which had not changed from October but the median sale price showed a decrease of 27%. In October the median sale price was $1.65 million and $1.21 million in November. The days on the market, however, dropped from 16 in October to 7 in November. On average, sellers in the 93950 received 101% of their asking price versus approximately 1% of their asking price in October.

Compared to a year ago, there were 21 closed sales in November with a median sales price of $1.05 million and 30 new listings versus this month which is 7. For more information on homes for sale in Pacific Grove California, browse all active listings below or contact my office at any time to schedule a showing.

...

Market Update on 95010 November 2021

Market Update on 95010 November 2021

The Capitola real estate market close to Santa Cruz is booming with a median single-family home price of $1.75 million. But the real amazing figure is that homes are flying off the market in one day or within 24 hours and selling at 117% of the asking price. This is an enormous jump. However, there are very few properties for sale as well. One homes sold in November 2021 with seven new listings, all of which went under contract within 24 hours. This is an insane market to be involved in.

If you'd like more information on homes for sale in Capitola California, browse all active listings above or contact my office at any time to schedule a showing.

...

Real Estate Market Report for Santa Cruz 95066

Santa Cruz real estate market

As of November 2021 in the Santa Cruz real estate market or ZIP Code 95066, the median sales price is currently at $1.63 million with 11 closed sales for the month of November. Average days of the market is just 10 with a percentage of list price received at 102%. This means on average most sellers received 102% over asking price for the sale of their home.

Compared to last month, there were 15 closed sales and a year ago were 20, so we are definitely seeing fewer homes on the market. This doesn't mean that fewer homes are selling because of the days of the market. A year ago it was 10, last month it was 14, and this month it is 10, meaning that there are just not that many homes for. 12 new listings were all that came on the market in November, eight last month and 15 a year ago. The percentage of list price received has remained at 102% over the last year. The average price per square foot, however, has gone up dramatically. One year ago was $584 and today it is $753.

For more information on homes for sale in Santa Cruz or real estate market stats and staying updated with the latest real estate news for our area, contact my office below or stay tuned to my blog.

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Pacific Grove Market Report October 2021

Pacific Grove Market Report October 2021

In the Pacific Grove real estate market there were 13 closed sales in October 2021. This is 24% down from 17 sales the month before. This is driven up the median sales price as well which was a 27% increase from $1.3 million in September to $1,650,000 in October. The days on the market rose to 16 from just 10 in September. On average, sellers in the Pacific Grove and the 93950 ZIP Code received 100% of their asking price in October compared 102% in September. A year ago, there were 23 closed sales with the median sales price of $1 million. There were 22 new listings and an average price per square foot at $907, which compares to this month or October which is $1115 per square foot.

It's important to navigate the current real estate market, which means paying attention to different statistics. As a Pacific Grove real estate expert, it is my duty and my job to pay attention to the slight inflections and changes to the real estate market. This helps us know when to buy, at what price to sell. It also helps to know when to sell and list the property. Selling different times of the day or the month can definitely affect prices and is important to find that sweet spot before listing or selling a property.

It's also important to find that sweet spot when buying. Homes are flying off the market and with an average days on the market of just 16, homes are selling rapidly, which means that buyers need to be preapproved and ready to go before listing. Sellers also should have a pre-inspection done, which ensures that buyers probably won't get their own home inspection speeding along the entire process.

For more information on ...

Zip Code Market Report for 95060 October 2021

Zip Code Market Report for 95060 October 2021

Here's what's happening in the Santa Cruz real estate market for ZIP Code 95060.

For Santa Cruz, there were 20 closed sales in October 2021. The median sales price was $1.55 million with an average days on the market of just 11. Santa Cruz is definitely the faster-selling community over neighboring Carmel which only had a percentage of list price received at 98% whereas Santa Cruz had a percentage of list price received 103%. Homes are still flying off the market in this community. The 20 homes that were sold in October is up 5% from the 19 sales the month before. Median sales price also showed a 19% increase from just 1.3 million in September to 1.55 million in October. The average days of the market dropped to 11 from 13 in September and the average seller received 103% of their asking price in October versus the month before.

It's important to successfully navigate the current market, which means paying attention to key market statistics. This report shows an up-to-date snapshot in order to set your expectations while also defining trends by a one-year craft so that you can make more informed decisions about your transaction.

If you're looking to buy or sell a home in the Santa Cruz real estate market, feel free to contact me below. As an avid and consistent full-time real estate professional in the Santa Cruz area, knowing the market is key to know when to sell, not to overpay for a home, and how to price accordingly.

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October 2021 Real Estate Market for 93921

Housing market october for 93921

Let's see what the market is done in Carmel California for the month of October 2021. The median sale price was $2,054,000 with four closed sales with an average of 23 days on the market. Homeowners received 98% of their list price received. Days in the market is up by three over September 2021 and a year ago, properties were selling at an average of just seven days. There've been five new listings where there were only two last month but 11 last year at this time.

One year ago, the average percentage of list price received was at 102% so we are seeing a slight drop in the list price received percentage. The average price per square foot is at 1957 which is definitely up from last month and last year. However, with just a couple of new listings and a few souls, this number is greatly skewed. However, we can compare this to last year at $1547 per square foot versus this year, which is definitely gone up.

If you're considering buying or selling in the Carmel California real estate market, these numbers can be helpful to know when the list of how to list, and what the trajectory is doing. For more specific numbers on what your Carmel home is worth, contact my office below.

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What Does $1,000,000 Get You in Santa Cruz?

$1 million might not go as far as it used to but that's not so much a surprise in the California market. People are moving out of the big cities such as LA, San Diego, and San Francisco into smaller suburbs, especially those looking for a more laid-back lifestyle, specifically along the water. This is why places like Santa Cruz, Davenport, Live Oak and Rio Del Mar becoming so popular.What Does $1,000,000 Get You in Santa Cruz

Santa Cruz spreads out along the coastline to places like Pleasure Point, Opal Cliffs, and Capitola, all offering similar real estate markets and homes. Here's which are likely to get for $1 million in the Santa Cruz real estate market.

$965,000

Townhouse in Santa Cruz – almost 1500 ft.², two-bedroom and 2 1/2 bath, updated, and one of only 10 townhouses in this convenient and private corner of downtown. It was built in 1990 Tennessee multiple upgrades. This move-in-ready home also has homeowner association dues of about $358. When looking at a townhouse, you do have those HOA fees which will cover common area maintenance, building maintenance, management, and possible amenities. HOA fees may also cover certain utilities.

$1,025,000

Four $1,025,000...

Current Homes for Sale
Santa Cruz County
City # Price Range
Aptos Homes 66 $598k - $10.0m
Capitola Homes 26 $230k - $2.5m
Rio Del Mar / Seascape Homes 30 $598k - $7.0m
Santa Cruz Events 136 $120k - $30.0m
Santa Cruz Homes 136 $120k - $30.0m
Santa Cruz Real Estate 136 $120k - $30.0m
Monterey County
City # Price Range
$0-$300000 237 $132k - $5.5m
Alta Mesa-Monterey 237 $132k - $5.5m
Big Sur Homes 5 $3.5m - $35.0m
Carmel Homes 111 $275k - $32.5m
Fishermans Flats 237 $132k - $5.5m
Glenwood Circle Monterey 237 $132k - $5.5m
Monterey Homes For Sale 237 $132k - $5.5m
Oak Grove Monterey 237 $132k - $5.5m
Old Town Monterey 237 $132k - $5.5m
Pebble Beach Homes 27 $1.9m - $25.0m
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