Monterey real estate

Deciding if Townhome or Condominium Living is Right For You?

When shopping for a new home, aside from price, one of the biggest decisions involves choosing the type. If you’re considering a Santa Cruz condominium or townhome, here is what you need to know to help you decide if either will be a proper fit.

Definition of a Condo

condominiums for sale in santa cruzA condominium, commonly referred to as a condo, is similar to an apartment, though constructed differently: It is one unit in a building that has many co-owners. The difference is that you own a condo but rent an apartment. However, a Santa Cruz condominium is normally situated on a single level and that can range from ground floor to multi-stories high with lovely views. Some oceanview condominiums are highly desired.

Condo Advantages

condominiums with swimming poolOne of the biggest advantages of moving into a Santa Cruz condo is that you won’t have to worry about any exterior maintenance repairs or maintenance issues because they will be handled by the ( HOA ) home owners association. Depending on the condo, you can also have some of the utility bills included in the fee. That’s because the association often covers part of them. Dependingon location, many amenities such as fitness centers, pools, tennis courts, and security services are...

How To Prepare Your Will Quickly And Correctly

last will and testamentAlthough the idea of preparing a will may seem tedious or difficult, taking care of this matter quickly and correctly is immensely important. This is the case for several reasons, including the fact that will preparation can ensure economic vitality and peace of mind for your loved ones. In recognizing these realities, it's important to know which steps you should take for the purpose of preparing an orderly, accurate will. The outline found below will help you realize this objective. Note that the outline contains the primary ideas you'll want to consider as you prepare your will. Nevertheless, you'll need to consult with an attorney to draft your will and trust.

Preparing Your Will: Simple Strategies For Success

There are several important, inalienable components of the will preparation process. Here are some of them:

last will and testament1. Select Your Beneficiaries.

One of the first steps to preparing your will is selecting your beneficiaries. After your death, someone will inherit your money, property, and any other goods deemed economically valuable or personally significant. Unless you have a complicated family structure, you might not have to spend a great deal of time thinking about who your beneficiaries will be. Nevertheless, it's still a good idea to write this information on paper so everything is clear in your mind. Note that your...

Real Estate Tips for Buyers

real estate tips for buyersIf you are planning to buy a home in Carmel, CA, you will want to make sure that any property you wish to invest in is thoroughly inspected. A home inspection can be conducted to check for structural damage and other factors that might influence your decision to purchase. Whether you choose to perform the inspection yourself or hire a professional home inspector, here are a few of the main things that should be inspected when checking out a property.

Roof Quality

The roof should be carefully inspected to look for things like missing tiles or cracks that might allow water to leak into the home. If the roof is severely damaged or outdated, you may need to invest a considerable amount of money in repairs if you wish to purchase that particular property.

Pest Damage

Pests can cause extensive damage to homes, and sometimes this damage is not easily seen right away unless the property is thoroughly inspected. Rats, mice, squirrels and other rodents can chew through wires and cause major damage to the electrical system. Termites can eat away at the wood and cause significant structural damage. A home inspection will also help to identify the presence of bed bugs, wasps and other potentially hazardous creatures.

Plumbing

The state of the pipes, fixtures and other plumbing system components can greatly affect the overall quality of the home. You will want to make sure that every part of the plumbing system is up to standard and that there are no cracks or other signs of damage that could lead to...

Monterey Seniors aided with tablets

Holding Dementia at Bay: New Ways of Invigorating the Mind

Older owners of Monterey real estate and those with elderly relatives know how scary the prospect of dementia is. It's hard to see a loved one begin to slip into cognitive decline. Fortunately, advances in neurology show that there are ways to help keep it at bay by keeping minds active and preserving neuroplasticity.

Tablet PCs are hailed as invaluable tools for seniors who want to help maintain their mental health. They're easy to use, can perform a wide variety of functions, and are fairly easy to make user-accessible for people with visual or hearing impairments. More and more studies show that playing games like sudoku or crosswords can help older people stay healthier and happier by engaging their minds. Now, a new study by Tohaku University may have narrowed down exactly which kind of games are the most effective at keeping dementia at bay.

The researchers developed a Processing Speed Training Game, which relies on users performing simple actions as quickly as possible. The emphasis there is on being able to react quickly, as opposed to relying on memory or trivia. Another experimental group was assigned a different game, where users were asked to answer questions based on their knowledge of a subject. After the four week experimental period, researchers found that the study participants who had been assigned to the Processing Speed Training Game had improved their inhibitions and processing speed, and reported lessened depression when compared to the other group. This is great news for older residents of Monterey real estate, since it means that improving brain health and reducing depressive symptoms may be just a few gaming sessions away.

For a long time, health problems like dementia were viewed...
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