Lending Options and Affordable Housing Programs in Santa Cruz County

Santa Cruz Housing Authority- They can assist with qualifying for the affordable rental housing, but they don't do the initial processing for affordable housing to buy.

City of Capitola Affordable Housing- The city has programs that are in part administered through the Santa Cruz Housing Authority. Check with Capitola for specifics.

City of Santa Cruz Measure O City of Santa Cruz Affordable Housing Program

Santa Cruz County Measue J affordable housing program info

Scott Valley Affordable Housing Program

These mobile home lenders will primarly finance new and coaches less than 20 years in age, though will do older depending on the park and coach type.

Generally speaking on mobile homes older than 20 years you'll need 20% down payments.

First Pacific Financial-mobile home lending Christy Snow 1-800-460-0019    loans@firstpacificloans.com

Manufactured Home Mortgage  1-916-638-8265      Info@mhmloan.com

Murphy Bank  (805) 250-2300 

Dove Mobile Home Loans  (714) 508-0780  dovfin@gmail.com

Current Homes for Sale
Santa Cruz County
City # Price Range
Aptos Homes 132 $390k - $5.5m
Capitola Homes 48 $240k - $5.7m
Rio Del Mar / Seascape Homes 71 $420k - $5.5m
Santa Cruz Events 352 $10k - $28.5m
Santa Cruz Homes 352 $10k - $28.5m
Santa Cruz Real Estate 352 $10k - $28.5m
Monterey County
City # Price Range
$0-$300000 334 $145k - $5.8m
Alta Mesa-Monterey 334 $145k - $5.8m
Big Sur Homes 11 $1.5m - $7.5m
Carmel Homes 262 $250k - $17.0m
Fishermans Flats 334 $145k - $5.8m
Glenwood Circle Monterey 334 $145k - $5.8m
Monterey Homes For Sale 334 $145k - $5.8m
Oak Grove Monterey 334 $145k - $5.8m
Old Town Monterey 334 $145k - $5.8m
Pebble Beach Homes 100 $595k - $37.0m
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